Forum for Science, Industry and Business

Sponsored by:     3M 
Search our Site:

 

Horses for courses on e-insurance trail

09.01.2008
Rapid and effective access to healthcare for mobile citizens via online solutions and smart card – or scanned eye-readable – technology is a vital e-services goal in a borderless Europe. But how can it work if countries surge ahead with incompatible e-health systems? Horses for courses, suggests the group behind efforts to streamline development towards electronic European Health Insurance Cards (e-EHIC).

The ability to move freely between Member States is one very concrete outcome of greater union in Europe. But with mobility comes potential insecurity. What happens if I get sick on holidays in Italy? Is insurance reciprocal when I work abroad in the EU? How is the hospital bill processed?

The little blue European Health Insurance Card (eye-readable EHIC), valid since June 2004, takes the worry out of inter-European travel and work assignments, replacing a number of different forms that needed to be carried while on the move, such as the E111 and E110. This plastic card legally(1) entitles insured citizens from EU/EFTA countries to equivalent (unplanned) healthcare while abroad in any of the other 27 Member States or four EFTA countries. This means the eye-readable EHIC has been implemented in a total of 31 countries Europe-wide. Quite an achievement already!

“But this is all back-story to the challenging task we now face of digitising the process,” says Noël Nader, director for international areas at GIE Sesame-Vitale in France who heads a consortium of Commission-funded partners now deploying ICT solutions to simplify and improve EHIC.

As the most advanced pan-European project in this field, NETCARDS For eEHIC was mandated by the European Commission to implement this in a “step-wise” fashion. The EU’s executive called for a card “which can be electronically read [on] the premises of the healthcare providers (general practitioners, pharmacists, hospitals, dentists, and other health related practitioners) equipped with the appropriate card reader (off the shelf) and whose validity can, under appropriate interoperability conditions and depending [on] the Member States, be verified on-line.”(2)

Leading the cry
Healthcare is leading the cry for more and better e-government and e-identification in Europe. But this pioneering ICT spirit throws up its own set of challenges. Challenges that NETC@RDS For eEHIC has been tackling since 2002, thanks to EU eTEN funding, which supports the concept and realisation from market validation to later implementation and deployment in 15 Member States (with three other countries agreeing to take up the service outside the ongoing contractual agreement).

Principal among the challenges, Nader told ICT Results ahead of NETC@RDS' appearance at the e-Challenges conference (24-26 October), is convincing Member States to resist rolling out their own version of the health insurance cards until a more systematic approach and technologies can be put in place across the bloc.

For example, Germany, France, Austria and Slovenia already have insurance cards with embedded microchips, or ‘smart cards’, containing the holder’s health insurance data. Others are in various stages of developing them. A few are taking the ‘wait and see’ approach.

It could be easy to put a pan-European scheme like e-EHIC into the ‘too-difficult’ basket, suggests Nader, “but that would be missing a milestone opportunity to harness the benefits of ICT in this very important field – and one that is so critical to Europe’s internal market.”

So the consortium of 26 partners – made up of health insurance organisations, hospital associations, regional governments, research institutions, industrial sponsors, and relevant standards bodies and other authorities – came up with scenarios of varying degrees of on- and offline technology allowing progressive migration of different countries to e-EHIC.

The scenarios range from using chip cards, data readers and security solutions all handled off-line; to a combination of chip cards with network services handling data and authentication online; to all data managed online with no chip cards; to data being read by machines or optically scanned from the eye-readable EHIC.

It is horses for courses. But the underlying idea is to develop a unified workstation capable of processing/reading different chip cards and/or transferring data from a remote health insurance data server over a secure extranet link.

Thanks to its pilot testing, consultation and careful assessment of the legal basis for pan-European health services, NETC@RDS For eEHIC learnt that it would be a “waste [of] effort and credibility” to invest in the notion of an “all-embracing gigantic deployment scheme [for eEHIC]”.

The best solution, they note, is to focus on card-reading technology and systems that guarantee interoperability wherever deployed in Europe; a gradual migration to full-scale network functionality (server and user side) to access health insurance databases remotely.

Tests in Greece during the Olympic Games in 2004, and later in Germany for the Football World Cup in 2006, showed the clear benefits of eEHIC systems for healthcare providers, health insurance providers and patients – less administration, better reliability and security of data with simpler and faster procedures.

Flight control for health insurance?
“We are like air-traffic controllers,” quips Nader, “before we can deliver the best solution from 2010 onwards, we have to understand and accommodate the different legal and political implications, organisational issues and technological solutions, and think of how it will all keep running afterwards with appropriate standards.”

In fact, Nader sees other parallels with the skies. He says putting together plausible and sustainable e-health systems and technologies Europe-wide is a bit like managing Airbus, and that the final body proposed to oversee eEHIC could even work something like IATA, the air traffic authority.

There is still a lot of air-miles to cover in the coming years and it is sometimes hard to predict how the political winds might shift, but NETC@RDS For eEHIC is confident that it can get all the actors and technologies onboard to deliver a reliable system of systems using on- and offline methods befitting the different situations in different European countries.

Notes:
(1) European Regulations coordinating social security – Council Regulations (EC) 1408/71 and 574/72

(2) CEN/ISSS workshop on interoperability of eEHIC (WS/eEHIC), Adopted Business Plan, version 1.0

Christian Nielsen | alfa
Further information:
http://cordis.europa.eu/ictresults/index.cfm/section/news/tpl/article/BrowsingType/Features/ID/89288

More articles from Information Technology:

nachricht Powering the future: Smallest all-digital circuit opens doors to 5 nm next-gen semiconductor
18.02.2020 | Tokyo Institute of Technology

nachricht Artificial intelligence is becoming sustainable!
17.02.2020 | Politecnico di Milano

All articles from Information Technology >>>

The most recent press releases about innovation >>>

Die letzten 5 Focus-News des innovations-reports im Überblick:

Im Focus: Freiburg researcher investigate the origins of surface texture

Most natural and artificial surfaces are rough: metals and even glasses that appear smooth to the naked eye can look like jagged mountain ranges under the microscope. There is currently no uniform theory about the origin of this roughness despite it being observed on all scales, from the atomic to the tectonic. Scientists suspect that the rough surface is formed by irreversible plastic deformation that occurs in many processes of mechanical machining of components such as milling.

Prof. Dr. Lars Pastewka from the Simulation group at the Department of Microsystems Engineering at the University of Freiburg and his team have simulated such...

Im Focus: Skyrmions like it hot: Spin structures are controllable even at high temperatures

Investigation of the temperature dependence of the skyrmion Hall effect reveals further insights into possible new data storage devices

The joint research project of Johannes Gutenberg University Mainz (JGU) and the Massachusetts Institute of Technology (MIT) that had previously demonstrated...

Im Focus: Making the internet more energy efficient through systemic optimization

Researchers at Chalmers University of Technology, Sweden, recently completed a 5-year research project looking at how to make fibre optic communications systems more energy efficient. Among their proposals are smart, error-correcting data chip circuits, which they refined to be 10 times less energy consumptive. The project has yielded several scientific articles, in publications including Nature Communications.

Streaming films and music, scrolling through social media, and using cloud-based storage services are everyday activities now.

Im Focus: New synthesis methods enhance 3D chemical space for drug discovery

After helping develop a new approach for organic synthesis -- carbon-hydrogen functionalization -- scientists at Emory University are now showing how this approach may apply to drug discovery. Nature Catalysis published their most recent work -- a streamlined process for making a three-dimensional scaffold of keen interest to the pharmaceutical industry.

"Our tools open up whole new chemical space for potential drug targets," says Huw Davies, Emory professor of organic chemistry and senior author of the paper.

Im Focus: Quantum fluctuations sustain the record superconductor

Superconductivity approaching room temperature may be possible in hydrogen-rich compounds at much lower pressures than previously expected

Reaching room-temperature superconductivity is one of the biggest dreams in physics. Its discovery would bring a technological revolution by providing...

All Focus news of the innovation-report >>>

Anzeige

Anzeige

VideoLinks
Industry & Economy
Event News

70th Lindau Nobel Laureate Meeting: Around 70 Laureates set to meet with young scientists from approx. 100 countries

12.02.2020 | Event News

11th Advanced Battery Power Conference, March 24-25, 2020 in Münster/Germany

16.01.2020 | Event News

Laser Colloquium Hydrogen LKH2: fast and reliable fuel cell manufacturing

15.01.2020 | Event News

 
Latest News

Movement of a liquid droplet generates over 5 volts of electricity

18.02.2020 | Power and Electrical Engineering

Powering the future: Smallest all-digital circuit opens doors to 5 nm next-gen semiconductor

18.02.2020 | Information Technology

Studying electrons, bridging two realms of physics: connecting solids and soft matter

18.02.2020 | Physics and Astronomy

VideoLinks
Science & Research
Overview of more VideoLinks >>>