People’s perceptions of their own life expectancy can be linked to their decision on whether or not to invest in a pension, a study led by Nottingham University Business School has revealed.
Nottingham University Business School’s Centre for Risk & Insurance Studies commissioned MORI to conduct a wide ranging public opinion survey of 3,966 adults aged over 16 years across Great Britain covering various aspects of public perceptions of mortality such as general level of health, smoking prevalence, alcohol consumption, and life expectancy.
Analysis of this MORI survey, conducted by Nottingham University Business School, shows that, on average, people tend to underestimate how long they are likely to live by more than five years . A research project*, carried out by the Business School’s Centre for Risk and Insurance Studies, draws some conclusions based on MORI’s results. In particular they found that individual pension provision would be boosted by 50 per cent if people understood the age to which people should expect to live.
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