Several popular plans for the revamping the Social Security system contain clauses that could fail to significantly protect older women, according to research reported in the February 2005 issue of The Gerontologist (Vol. 45, No. 1). The study discusses the potential effects of implementing several different minimum benefits scenarios in Social Security, which have accompanied proposals to reform the program.
While Social Security does not currently have a minimum benefit, this was not always the case. It was in place from 1939 until 1981, when it was eliminated due to budgetary constraints and claims that it favored housewives and individuals with limited work histories.
Author Pamela Herd of the LBJ School of Public Affairs at the University of Texas, Austin, examines the three most common proposals for the reinstatement of minimum benefits. Her goal was to project how women who reach age 62 between 2020 and 2030 would fare under the three different designs. The analysis was made using data from the 1992 Health and Retirement Study.
Todd Kluss | EurekAlert!
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