Self-employment can allow older workers to stay in the labor market longer and earn additional income, yet little research has addressed if reasons for self-employment vary across gender and culture. Now, University of Missouri researchers have studied factors that contribute to self-employment and found these factors differ for men and women in the United States and New Zealand.
“Gender is one of the most enduring social factors in the U.S. and New Zealand, a fact that is particularly evident in differing economic opportunities for men and women and their decisions to be self-employed,” said Angela Curl, an assistant professor in the MU School of Social Work and the study’s lead author.
Curl analyzed survey data from the 2010 Health and Retirement Study of U.S. adults and the New Zealand Longitudinal Study of Aging and found that men in each country were more likely than women to be self-employed. Curl said this result could reflect a greater willingness of men to take on risks associated with self-employment, a larger savings to buffer business losses or failures, or more opportunities for men to engage in entrepreneurial ventures.
In both countries, female workers who were self-employed appeared to have fewer economic resources, were less likely to receive pensions and were less likely to have employed spouses. These findings may suggest that older male workers may choose self-employment whereas women may be forced into self-employment because of financial necessity, Curl said.
“The results seem to suggest a complex interplay between cultural norms and retirement policies in the two countries,”Curl said. “Self-employment may help older adults remain productively engaged in society and should be encouraged.”
Curl said legislators and business leaders could create policies that promote flexible work situations, such as those offered by self-employment, that encourage and enable older adults to continue working later in life.
“American policymakers could reduce barriers to self-employment by offering and promoting small business loans for start-up costs,” Curl said. “If older adults delay claiming Social Security benefits, remain in the labor force and continue paying taxes, some of the pressure on the Social Security retirement system would be reduced.”
Curl’s study, “Gender Differences in Self-Employment of Older Workers in the United States and New Zealand,” will be published in the Journal of Sociology and Social Welfare in March 2014. The School of Social Work is part of the MU College of Human Environmental Sciences.
Jesslyn Chew | EurekAlert!
Penn and German researchers help identify neural basis of multitasking
02.09.2015 | University of Pennsylvania
Older people getting smarter, but not fitter
01.09.2015 | International Institute for Applied Systems Analysis (IIASA)
In a survey of NASA's Hubble Space Telescope images of 2,753 young, blue star clusters in the neighboring Andromeda galaxy (M31), astronomers have found that M31 and our own galaxy have a similar percentage of newborn stars based on mass.
By nailing down what percentage of stars have a particular mass within a cluster, or the Initial Mass Function (IMF), scientists can better interpret the light...
Researchers at the Fraunhofer Institute for Solar Energy Systems ISE have developed a highly compact and efficient inverter for use in uninterruptible power...
China's Loess Plateau was formed by wind alternately depositing dust or removing dust over the last 2.6 million years, according to a new report from University of Arizona geoscientists. The study is the first to explain how the steep-fronted plateau formed.
China's Loess Plateau was formed by wind alternately depositing dust or removing dust over the last 2.6 million years, according to a new report from...
The leaves of the lotus flower, and other natural surfaces that repel water and dirt, have been the model for many types of engineered liquid-repelling surfaces. As slippery as these surfaces are, however, tiny water droplets still stick to them. Now, Penn State researchers have developed nano/micro-textured, highly slippery surfaces able to outperform these naturally inspired coatings, particularly when the water is a vapor or tiny droplets.
Enhancing the mobility of liquid droplets on rough surfaces could improve condensation heat transfer for power-plant heat exchangers, create more efficient...
Longer, more severe, and hotter droughts and a myriad of other threats, including diseases and more extensive and severe wildfires, are threatening to transform some of the world's temperate forests, a new study published in Science has found. Without informed management, some forests could convert to shrublands or grasslands within the coming decades.
"While we have been trying to manage for resilience of 20th century conditions, we realize now that we must prepare for transformations and attempt to ease...
03.09.2015 | Event News
20.08.2015 | Event News
20.08.2015 | Event News
04.09.2015 | Power and Electrical Engineering
04.09.2015 | Machine Engineering
04.09.2015 | Materials Sciences