Forum for Science, Industry and Business

Sponsored by:     3M 
Search our Site:

 

Many People with MS Report Financial Strain Related to Health Care

01.02.2007
A Harvard-based study of insurance coverage involving a nationwide sampling of people with multiple sclerosis found that although they had higher than average rates of insurance coverage, many experienced financial strain related to obtaining adequate health care, including paying for their medications.

The study, commissioned by the National MS Society, was conducted by Drs. Lisa Iezzoni and Long Ngo and published in an early online release January 29, 2007 in the journal Multiple Sclerosis.

Study Details: The study was the largest ever undertaken to explore insurance concerns in people with MS. It was based on 30-minute phone interviews with 983 working-age individuals across the U.S. with multiple sclerosis from among the client mailing list of the National MS Society. Most participants were women (79%), white (86%), married or living with a partner (67%), with at least some college education (72%), and unemployed (60%). Half reported having MS for greater than ten years, and most (73%) reported having relapsing-remitting MS. The authors suggested that, since these demographics mirror in many respects those from other well-designed studies, the results can be generalized to the MS population as a whole.

The interview covered questions about MS history, health insurance, disability and life insurance, as well as financial concerns related to obtaining MS medications and other health services.

Findings: A high percentage (96%) of survey participants reported having at least some health insurance, which is a higher rate of coverage than that of the general population, which for all ages is about 86%. However, there is a high level of dependence on governmental programs; about 40% of participants were covered by public health insurance, primarily Medicare and/or Medicaid, in contrast to only 12% of 44-54 year-olds nationwide. (Although this is a smaller age range than that of the study, it provides an approximate comparison.) In addition, about 68% of survey participants reported having life insurance, and 57% had some long-term disability insurance.

Despite the high rate of health insurance, a significant proportion of participants reported high levels of stress and difficulties related to affording health care services and medications. In order to pay for health care needs, 44% reported making other kinds of changes in their lives. Some 21% reported spending less on food, heat and other necessities to pay for health care needs, and 22% did not fill prescriptions or skipped doses of medicine. Over a third reported worrying “a lot” about losing or not having health insurance, about the cost of health insurance, and about whether their health coverage might change.

In writing about their results, the investigators stated that, “These findings suggest that health insurance is often inadequate to meet persons’ needs.” Commenting on the study, Dr. Nicholas LaRocca, Associate Vice President of Health Care Delivery and Policy Research at the National MS Society said, “This study emphasizes that simply having insurance does not necessarily ensure that a person will be able to afford care and medications that are so important for treating MS. It also confirms the importance of the ‘safety net’ and our ongoing efforts to improve health insurance coverage for people with MS.”

This study was funded through a contract from the National MS Society’s Health Care Delivery and Policy research program, which explores key questions about access to, and quality of, health care for people with MS.

Arney Rosenblat | EurekAlert!
Further information:
http://www.nmss.org

More articles from Studies and Analyses:

nachricht New study: How does Europe become a leading player for software and IT services?
03.04.2017 | Fraunhofer-Institut für System- und Innovationsforschung (ISI)

nachricht Reusable carbon nanotubes could be the water filter of the future, says RIT study
30.03.2017 | Rochester Institute of Technology

All articles from Studies and Analyses >>>

The most recent press releases about innovation >>>

Die letzten 5 Focus-News des innovations-reports im Überblick:

Im Focus: Making lightweight construction suitable for series production

More and more automobile companies are focusing on body parts made of carbon fiber reinforced plastics (CFRP). However, manufacturing and repair costs must be further reduced in order to make CFRP more economical in use. Together with the Volkswagen AG and five other partners in the project HolQueSt 3D, the Laser Zentrum Hannover e.V. (LZH) has developed laser processes for the automatic trimming, drilling and repair of three-dimensional components.

Automated manufacturing processes are the basis for ultimately establishing the series production of CFRP components. In the project HolQueSt 3D, the LZH has...

Im Focus: Wonder material? Novel nanotube structure strengthens thin films for flexible electronics

Reflecting the structure of composites found in nature and the ancient world, researchers at the University of Illinois at Urbana-Champaign have synthesized thin carbon nanotube (CNT) textiles that exhibit both high electrical conductivity and a level of toughness that is about fifty times higher than copper films, currently used in electronics.

"The structural robustness of thin metal films has significant importance for the reliable operation of smart skin and flexible electronics including...

Im Focus: Deep inside Galaxy M87

The nearby, giant radio galaxy M87 hosts a supermassive black hole (BH) and is well-known for its bright jet dominating the spectrum over ten orders of magnitude in frequency. Due to its proximity, jet prominence, and the large black hole mass, M87 is the best laboratory for investigating the formation, acceleration, and collimation of relativistic jets. A research team led by Silke Britzen from the Max Planck Institute for Radio Astronomy in Bonn, Germany, has found strong indication for turbulent processes connecting the accretion disk and the jet of that galaxy providing insights into the longstanding problem of the origin of astrophysical jets.

Supermassive black holes form some of the most enigmatic phenomena in astrophysics. Their enormous energy output is supposed to be generated by the...

Im Focus: A Quantum Low Pass for Photons

Physicists in Garching observe novel quantum effect that limits the number of emitted photons.

The probability to find a certain number of photons inside a laser pulse usually corresponds to a classical distribution of independent events, the so-called...

Im Focus: Microprocessors based on a layer of just three atoms

Microprocessors based on atomically thin materials hold the promise of the evolution of traditional processors as well as new applications in the field of flexible electronics. Now, a TU Wien research team led by Thomas Müller has made a breakthrough in this field as part of an ongoing research project.

Two-dimensional materials, or 2D materials for short, are extremely versatile, although – or often more precisely because – they are made up of just one or a...

All Focus news of the innovation-report >>>

Anzeige

Anzeige

Event News

Expert meeting “Health Business Connect” will connect international medical technology companies

20.04.2017 | Event News

Wenn der Computer das Gehirn austrickst

18.04.2017 | Event News

7th International Conference on Crystalline Silicon Photovoltaics in Freiburg on April 3-5, 2017

03.04.2017 | Event News

 
Latest News

Bare bones: Making bones transparent

27.04.2017 | Life Sciences

Study offers new theoretical approach to describing non-equilibrium phase transitions

27.04.2017 | Physics and Astronomy

From volcano's slope, NASA instrument looks sky high and to the future

27.04.2017 | Earth Sciences

VideoLinks
B2B-VideoLinks
More VideoLinks >>>