Generosity of health insurance plans varies widely by state; Urban states get more for their premium dollar
Employees in the smallest firms (1-9 workers) pay an average 18% more in health insurance premiums than those in the largest firms (1,000+ workers), when actuarial value--the percentage of total medical expenses paid by a health plan--is taken into account, a new Commonwealth Fund-supported study finds.
In this look at employer-provided health coverage, researchers found that type of health plan is the key determinant of both actuarial value and adjusted cost. The adjusted premiums are 25% higher for indemnity plans and 18% higher for preferred provider organization (PPO) plans than HMOs. Higher administrative costs from marketing, medical underwriting (the process by which insurers assess medical risk), and greater risks are some of the factors that contribute to the difference in premiums, say Jon Gabel, vice president of the Center for Studying Health System Change, and colleagues, authors of the new study published in the May/June issue of the journal Health Affairs.
Mary Mahon | EurekAlert!
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Researchers from the Institute for Quantum Computing (IQC) at the University of Waterloo led the development of a new extensible wiring technique capable of controlling superconducting quantum bits, representing a significant step towards to the realization of a scalable quantum computer.
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In a paper in Scientific Reports, a research team at Worcester Polytechnic Institute describes a novel light-activated phenomenon that could become the basis for applications as diverse as microscopic robotic grippers and more efficient solar cells.
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By forcefully embedding two silicon atoms in a diamond matrix, Sandia researchers have demonstrated for the first time on a single chip all the components needed to create a quantum bridge to link quantum computers together.
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COMPAMED has become the leading international marketplace for suppliers of medical manufacturing. The trade fair, which takes place every November and is co-located to MEDICA in Dusseldorf, has been steadily growing over the past years and shows that medical technology remains a rapidly growing market.
In 2016, the joint pavilion by the IVAM Microtechnology Network, the Product Market “High-tech for Medical Devices”, will be located in Hall 8a again and will...
'Ferroelectric' materials can switch between different states of electrical polarization in response to an external electric field. This flexibility means they show promise for many applications, for example in electronic devices and computer memory. Current ferroelectric materials are highly valued for their thermal and chemical stability and rapid electro-mechanical responses, but creating a material that is scalable down to the tiny sizes needed for technologies like silicon-based semiconductors (Si-based CMOS) has proven challenging.
Now, Hiroshi Funakubo and co-workers at the Tokyo Institute of Technology, in collaboration with researchers across Japan, have conducted experiments to...
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